I have noticed for some reason that many times insurance companies will not settle a case until after a lawsuit has been filed, and the case has been in litigation for a while. This seems to be a huge waste to me because after spending a lot of time and money fighting out a case in Court we often end up settling for the same amount that would have settled at the beginning of a case. Often times the client and us would have happily taken the amount we ultimately settled for at the beginning of the case. However, the insurance company will often deny liability for any number of dubious reasons, and refuse to pay us anything, so we just go ahead and file a lawsuit. If these insurance companies only agreed to settle in the beginning it would save everyone involved a lot of time and money. This shows me that some insurance companies should definitely re-evaluate the way they do business.
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